LEARN MORE ABOUT OUR PROCESS

 We believe that the best financial plans are developed by first understanding how ‘living life’ is defined by you and in the context of your current situation.  This means developing a very detailed understanding of both qualitative and quantitative aspects of your life.  Through our Personal Financial Overview, you will not only receive a complete set of personal financial statements (ie – net worth, income, cash flow), but you will also gain insight into your: retirement readiness, ideal portfolio design and investment strategy, risks & risk mitigation options, tax efficiency and estate planning needs.

Your Personal Financial Overview is foundational to building your comprehensive financial plan.  In our view, no two plans are the same. Your lifestyle goals and means to achieve them are as unique as you. Why wouldn’t your plan be as well? Detailed recommendations  will be made to address each important aspect of your financial well-being: retirement, insurance, investment management, tax and estate planning.  We will provide you with a report that includes specific and prioritized recommendations (“the Plan”) along with your detailed “Personal Financial Overview”

With your financial blueprint complete we are ready to implement your recommendations. Often this process is completed over the course of a year and may include steps that require collaboration with other professionals. We will work very closely with you to see that each recommendation is carried out with care and with full transparency to you.

We understand and appreciate that life can change rapidly, and along with that, your needs, and objectives.  We also know that we cannot predict the future, such as the performance of stock market investments.  That is why we pay close attention to the progress of your plan and recommend adjustments as necessary.  Together we will review and update your plan as needed, but minimally we complete a formal review annually to account for any changes and adjustments that need to be made.