2022 Year-End Tax Planning

Year-end planning can help reduce tax burden while also improving your financial picture, now and into the future.  What are the key 2022 year-end tax planning strategies to consider?  Important 2022 Year-End Tax Planning Strategies  It is the 2022 homestretch and numerous important tax planning deadlines are fast approaching.  The fourth quarter of the calendar […]

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market volatility

Market Volatility for Retirees – 5 Ways to Prepare

With the average retirement lasting close to 20 years and the desired retirement even longer, retirees must plan for market volatility or face potentially significant consequences.  5 Methods to Limit Market Volatility Risks for Retirees In general, we are retiring earlier and living longer.  While the average retirement lasts nearly 20 years, recent surveys show

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Roth 401(k) for High Earners

With Roth-401(k)s increasingly offered alongside the traditional 401(k), high-income earners need a framework for deciding whether to take advantage and if so, how?   Understanding the Roth-401(k) and the Implications for High-Earners as They Save for Retirement  As financial advisors, we generally work with clients to manage down their current tax burden.  This is particularly true

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supplemental retirement

Supplemental Retirement Account

What should you know? Supplemental Retirement Accounts provide an opportunity to increase retirement savings beyond traditional methods like the 401(k), 403(b), or Roth Accounts. Supplemental Retirement Accounts: Definition, Limits and When, Where and How to Take Advantage. When it comes to saving for retirement, the IRS code offers numerous options. Traditional saving opportunities include defined

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pension maximization

Pension Maximization

Lump-sum or annuitize?  Life-only annuity or joint and survivor annuity benefit? Pension maximization requires careful consideration of these questions and many other factors. Pension Maximization and the Key Considerations to Solve the Pension Quandary I spent nine years working for Rockwell Automation. I would consider myself fortunate to be among a declining population of automation

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should crypto be part of your retirement

Should Crypto Be Part of Your Retirement?

Cryptocurrencies have grown in popularity.  Their popularity has included waves of speculation and uncertainty, warranting careful consideration before viewing it as a viable retirement investment option. That is why we are answering the question: should crypto be part of your retirement? Retirement Investment Planning: Whether to Play in Crypto or Stay Away.  Cryptocurrency investing has exploded

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