Articles

Year-end planning can help reduce tax burden while also improving your financial picture, now and into the future.  What are the key 2022 year-end tax planning strategies to consider?  Important 2022 Year-End Tax Planning Strategies  It is the 2022 homestretch and numerous important tax planning deadlines are fast approaching.  The fourth quarter of the calendar […]

In today’s historically low tax environment, Roth IRA conversions are a popular consideration for building tax-exempt retirement savings.  But should you consider it; why or why not? Take a look at the Roth IRA conversion pros and cons to make that decision. Breaking Down the Pros and Cons of Roth IRA Conversions   Driven, in part,

For high earners, minimizing income taxes now and into retirement can be a challenge.  Tax strategies exist that can help ease these tax burdens while offering greater retirement tax efficiency. Read more to learn the best retirement tax strategies for high income earners! Work Smart: 5 Tax Strategies High Income Earners Should Be Leveraging. Beginning

For high-income earners, funding tax-free retirement accounts, like a Roth-IRA, may not be an option.  Enter the mega backdoor Roth; an opportunity to fund retirement more quickly, and efficiently. You may be wondering… How does mega backdoor Roth work? Read this blog and find out! How Does it Work: Demystifying the Mega Backdoor Roth.  To begin

With the average retirement lasting close to 20 years and the desired retirement even longer, retirees must plan for market volatility or face potentially significant consequences.  5 Methods to Limit Market Volatility Risks for Retirees In general, we are retiring earlier and living longer.  While the average retirement lasts nearly 20 years, recent surveys show

Have you been incentivized with equity-based compensation in the form of restricted stock units (RSUS)?  Here are five things to know in making the most of your RSUs.   What You Need to Know and Consider About RSUs to Maximize their Benefit.  Equity-based compensation provided to employees can come in many forms.  Companies have long used

With Roth-401(k)s increasingly offered alongside the traditional 401(k), high-income earners need a framework for deciding whether to take advantage and if so, how?   Understanding the Roth-401(k) and the Implications for High-Earners as They Save for Retirement  As financial advisors, we generally work with clients to manage down their current tax burden.  This is particularly true

What should you know? Supplemental Retirement Accounts provide an opportunity to increase retirement savings beyond traditional methods like the 401(k), 403(b), or Roth Accounts. Supplemental Retirement Accounts: Definition, Limits and When, Where and How to Take Advantage. When it comes to saving for retirement, the IRS code offers numerous options. Traditional saving opportunities include defined

Lump-sum or annuitize?  Life-only annuity or joint and survivor annuity benefit? Pension maximization requires careful consideration of these questions and many other factors. Pension Maximization and the Key Considerations to Solve the Pension Quandary I spent nine years working for Rockwell Automation. I would consider myself fortunate to be among a declining population of automation

Cryptocurrencies have grown in popularity.  Their popularity has included waves of speculation and uncertainty, warranting careful consideration before viewing it as a viable retirement investment option. That is why we are answering the question: should crypto be part of your retirement? Retirement Investment Planning: Whether to Play in Crypto or Stay Away.  Cryptocurrency investing has exploded